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April 18, 2006
I'm doing a little dance in my chair
We accidently closed on our house a day early.
Maybe I should start a little farther back.
By Monday, we still hadn't heard anything about closing. No paperwork, no calls from the title company giving us a time and place, no contact information information for the people who would know these things.
Today, we started making more calls to see what was going on. Up until this morning, our realtor wasn't even sure we would be able to close tomorrow because the mortgage company had gotten a copy of our contract so late.
By this afternoon, we knew we were going to be able to close tomorrow. The title company was going to email the paperwork to the notary company either today or tomorrow, and the notary would contact us.
At this point, I realized I hadn't transferred out down payment from my money market to our checking account. Oops. I got that done about 10 minutes before the market closed. With any luck, the funds will be available tomorrow. Not that big a deal, since we don't need the keys in the next couple days anyway.
While we were eating dinner, I got a voicemail from the notary. She could meet us for the closing tonight between 7 and 8. Huh? I called the realtor to see if that was ok. We called the mortgage company to see if it was ok with them. We accepted the appointment.
The only flaw in this deal is that the HUD statement has an error that no one was acailable to fix tonight. Since it isn't a form that needs to be notarized, we'll get the corrected copy tomorrow, sign it and send it in.
We own a house!
Posted by me at April 18, 2006 9:58 PM